{"topic":{"id":14757,"title":"出生贴","slug":"topic","categoryId":4,"createdAt":"2025-06-11 12:17:42.606881","bumpedAt":"2025-06-16 16:30:05.648805","views":259,"postsCount":27,"highestPostNumber":27,"likeCount":0,"closed":false,"pinned":false,"pinnedGlobally":false,"pinnedAt":null,"pinnedUntil":null,"isBanner":false,"excerpt":"人口增长似乎与高福利无关加拿大和欧洲的福利远超过美国，但欧洲区人口增长最低，加拿大是靠大量引进 18+ 岁新生儿维持人口","deletedAt":null,"isAnonymous":false,"category":{"id":4,"name":"谈笑风生","slug":"general","color":"25AAE2"},"author":{"id":4668,"username":"IO","name":null,"avatarUrl":"/uploads/image/86/f2/86f267c0aaa73835a999b7cc3a7e7a701605574eda9a2c2a56f5ddbbba64d1a9.avif"},"tags":[]},"posts":[{"id":56083,"postNumber":1,"raw":"人口增长似乎与高福利无关\n\n加拿大和欧洲的福利远超过美国，但欧洲区人口增长最低，加拿大是靠大量引进 18+ 岁新生儿维持人口\n\n![image|648x368](/uploads/image/75/9d/759d5503b1aa32bdf451e430feaef82ef3ba6d0394e3ed6cd457b150f5dfd5e6.avif)","cooked":"

人口增长似乎与高福利无关

加拿大和欧洲的福利远超过美国，但欧洲区人口增长最低，加拿大是靠大量引进 18+ 岁新生儿维持人口

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\n","createdAt":"2025-06-11 12:17:42.697012","updatedAt":"2025-06-11 12:17:42.697012","replyToPostNumber":null,"replyCount":0,"likeCount":0,"wordCount":57,"liked":false,"bookmarked":false,"polls":[],"reactions":[],"wiki":false,"version":1,"publicVersion":1,"deletedAt":null,"isAnonymous":false,"user":{"id":4668,"username":"IO","name":null,"avatarUrl":"/uploads/image/86/f2/86f267c0aaa73835a999b7cc3a7e7a701605574eda9a2c2a56f5ddbbba64d1a9.avif","admin":true,"moderator":false,"signatureRaw":"","signatureCooked":null}},{"id":56085,"postNumber":2,"raw":"![image|690x482](/uploads/image/25/70/25701cdf469380334ddbe18e4cb3780fb00c5a5e2c0f30e5a0c35f5fc9d424e6.avif)\n\n美国人口主要是由非白人贡献的","cooked":"

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美国人口主要是由非白人贡献的

\n","createdAt":"2025-06-11 12:19:46.958369","updatedAt":"2025-06-11 12:19:46.958369","replyToPostNumber":null,"replyCount":0,"likeCount":0,"wordCount":15,"liked":false,"bookmarked":false,"polls":[],"reactions":[],"wiki":false,"version":1,"publicVersion":1,"deletedAt":null,"isAnonymous":false,"user":{"id":4668,"username":"IO","name":null,"avatarUrl":"/uploads/image/86/f2/86f267c0aaa73835a999b7cc3a7e7a701605574eda9a2c2a56f5ddbbba64d1a9.avif","admin":true,"moderator":false,"signatureRaw":"","signatureCooked":null}},{"id":56087,"postNumber":3,"raw":"![image|680x408](/uploads/image/bb/5c/bb5cb00da453ee6011f159d4d38e8be727dff951063214fed12466259f6ea24a.avif)\n\n美国老龄化是从 21 世纪开始加速的，2000-55 恰好是 1945 婴儿潮","cooked":"

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美国老龄化是从 21 世纪开始加速的，2000-55 恰好是 1945 婴儿潮

\n","createdAt":"2025-06-11 12:23:42.276543","updatedAt":"2025-06-11 12:23:42.276543","replyToPostNumber":null,"replyCount":0,"likeCount":0,"wordCount":24,"liked":false,"bookmarked":false,"polls":[],"reactions":[],"wiki":false,"version":1,"publicVersion":1,"deletedAt":null,"isAnonymous":false,"user":{"id":4668,"username":"IO","name":null,"avatarUrl":"/uploads/image/86/f2/86f267c0aaa73835a999b7cc3a7e7a701605574eda9a2c2a56f5ddbbba64d1a9.avif","admin":true,"moderator":false,"signatureRaw":"","signatureCooked":null}},{"id":56089,"postNumber":4,"raw":"![image|690x435](/uploads/image/5a/9b/5a9b3eb4ea8da581fbe92c5a552b7b2136f776dceb3519760aff0be306601ec0.avif)\n\n各国结婚率和出生率是高度相关的\n\n费孝通《生育制度》写的很对，婚姻制度的实质是生育制度","cooked":"

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各国结婚率和出生率是高度相关的

费孝通《生育制度》写的很对，婚姻制度的实质是生育制度

\n","createdAt":"2025-06-11 12:26:11.104613","updatedAt":"2025-06-11 12:26:11.104613","replyToPostNumber":null,"replyCount":0,"likeCount":0,"wordCount":42,"liked":false,"bookmarked":false,"polls":[],"reactions":[],"wiki":false,"version":1,"publicVersion":1,"deletedAt":null,"isAnonymous":false,"user":{"id":4668,"username":"IO","name":null,"avatarUrl":"/uploads/image/86/f2/86f267c0aaa73835a999b7cc3a7e7a701605574eda9a2c2a56f5ddbbba64d1a9.avif","admin":true,"moderator":false,"signatureRaw":"","signatureCooked":null}},{"id":56090,"postNumber":5,"raw":"![image|690x463](/uploads/image/ac/6c/ac6c51f5ddb5a68d82b2a3c6f1e6353ee0392a5c9b83aecf44dc7e163e1b61cc.avif)\n\n在过去，出生率下降原因在于一对夫妻生的后代数量变少（夭折率下降）\n在现在，出生率下降原因在于更少的夫妻","cooked":"

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在过去，出生率下降原因在于一对夫妻生的后代数量变少（夭折率下降）
\n在现在，出生率下降原因在于更少的夫妻

\n","createdAt":"2025-06-11 12:27:44.186032","updatedAt":"2025-06-11 12:27:44.186032","replyToPostNumber":null,"replyCount":1,"likeCount":0,"wordCount":51,"liked":false,"bookmarked":false,"polls":[],"reactions":[],"wiki":false,"version":1,"publicVersion":1,"deletedAt":null,"isAnonymous":false,"user":{"id":4668,"username":"IO","name":null,"avatarUrl":"/uploads/image/86/f2/86f267c0aaa73835a999b7cc3a7e7a701605574eda9a2c2a56f5ddbbba64d1a9.avif","admin":true,"moderator":false,"signatureRaw":"","signatureCooked":null}},{"id":56093,"postNumber":6,"raw":"![image|300x500](/uploads/image/8e/33/8e3368b404b9b6ab28418eba21cd35c0682420626f67a6f62a68f8bbddecc989.avif)\n\n比较完整的一张图，全球出生率情况","cooked":"

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比较完整的一张图，全球出生率情况

\n","createdAt":"2025-06-11 12:30:45.225469","updatedAt":"2025-06-11 12:30:45.225469","replyToPostNumber":null,"replyCount":0,"likeCount":0,"wordCount":17,"liked":false,"bookmarked":false,"polls":[],"reactions":[],"wiki":false,"version":1,"publicVersion":1,"deletedAt":null,"isAnonymous":false,"user":{"id":4668,"username":"IO","name":null,"avatarUrl":"/uploads/image/86/f2/86f267c0aaa73835a999b7cc3a7e7a701605574eda9a2c2a56f5ddbbba64d1a9.avif","admin":true,"moderator":false,"signatureRaw":"","signatureCooked":null}},{"id":56095,"postNumber":7,"raw":"![image|363x499](/uploads/image/2c/33/2c33c4331fcc2b13e0728e9dbb0a798d3a5749c942a307d9fbfcc663b2a96f3a.avif)\n\n\n中国有三次明显的断崖式下降\n\n- 大饥荒\n- 独生子女政策\n- 独生子女这代人长大该结婚了","cooked":"

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中国有三次明显的断崖式下降

大饥荒
独生子女政策
独生子女这代人长大该结婚了

\n","createdAt":"2025-06-11 12:33:05.884053","updatedAt":"2025-06-11 12:33:05.884053","replyToPostNumber":null,"replyCount":0,"likeCount":0,"wordCount":39,"liked":false,"bookmarked":false,"polls":[],"reactions":[],"wiki":false,"version":1,"publicVersion":1,"deletedAt":null,"isAnonymous":false,"user":{"id":4668,"username":"IO","name":null,"avatarUrl":"/uploads/image/86/f2/86f267c0aaa73835a999b7cc3a7e7a701605574eda9a2c2a56f5ddbbba64d1a9.avif","admin":true,"moderator":false,"signatureRaw":"","signatureCooked":null}},{"id":56096,"postNumber":8,"raw":"现在（2022 年）投胎出生点的概率分布\n\n![image|609x500](/uploads/image/26/e2/26e2a6b2f18028f5afc08ed4520f75f56ae35f913f797b0804f180eb35ac113d.avif)","cooked":"

现在（2022 年）投胎出生点的概率分布

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\n","createdAt":"2025-06-11 12:35:47.758205","updatedAt":"2025-06-11 12:35:47.758205","replyToPostNumber":null,"replyCount":0,"likeCount":0,"wordCount":16,"liked":false,"bookmarked":false,"polls":[],"reactions":[],"wiki":false,"version":1,"publicVersion":1,"deletedAt":null,"isAnonymous":false,"user":{"id":4668,"username":"IO","name":null,"avatarUrl":"/uploads/image/86/f2/86f267c0aaa73835a999b7cc3a7e7a701605574eda9a2c2a56f5ddbbba64d1a9.avif","admin":true,"moderator":false,"signatureRaw":"","signatureCooked":null}},{"id":56097,"postNumber":9,"raw":"人口金字塔\n\n![image|385x500](/uploads/image/ba/4f/ba4f1bc7396416697ccc9e8c088518b62c1ed1eefe094802514cd7b351fc42a8.avif)","cooked":"

人口金字塔

$\"image\"$

\n","createdAt":"2025-06-11 12:38:01.705261","updatedAt":"2025-06-11 12:38:01.705261","replyToPostNumber":null,"replyCount":0,"likeCount":0,"wordCount":6,"liked":false,"bookmarked":false,"polls":[],"reactions":[],"wiki":false,"version":1,"publicVersion":1,"deletedAt":null,"isAnonymous":false,"user":{"id":4668,"username":"IO","name":null,"avatarUrl":"/uploads/image/86/f2/86f267c0aaa73835a999b7cc3a7e7a701605574eda9a2c2a56f5ddbbba64d1a9.avif","admin":true,"moderator":false,"signatureRaw":"","signatureCooked":null}},{"id":56099,"postNumber":10,"raw":"人达峰预测：\n\n![image|383x500](/uploads/image/91/c0/91c0570dc32bb0ec3b803911d944fb6fb4855d747af2a9dfc30449af9b24ed6a.avif)","cooked":"

人达峰预测：

$\"image\"$

\n","createdAt":"2025-06-11 12:41:53.171453","updatedAt":"2025-06-11 12:41:53.171453","replyToPostNumber":null,"replyCount":0,"likeCount":0,"wordCount":7,"liked":false,"bookmarked":false,"polls":[],"reactions":[],"wiki":false,"version":1,"publicVersion":1,"deletedAt":null,"isAnonymous":false,"user":{"id":4668,"username":"IO","name":null,"avatarUrl":"/uploads/image/86/f2/86f267c0aaa73835a999b7cc3a7e7a701605574eda9a2c2a56f5ddbbba64d1a9.avif","admin":true,"moderator":false,"signatureRaw":"","signatureCooked":null}},{"id":56102,"postNumber":11,"raw":"![image|359x500](/uploads/image/0e/cf/0ecf1c86047ce8c64b87b61493f5ddf3e1ce8614ce4faa64527c993389ae0771.avif)\n\n代际净财富分布\n\n2023 年，尽管美国婴儿潮一代仅占总人口的 20%，但他们却拥有该国 52% 的净财富。\n\n根据美联储的数据，下图展示了从 1990 年至 2023 年美国不同世代之间的财富分布情况。\n\n世代按照出生年份划分：\n\n- 沉默一代（出生于 1946 年之前） \n- 婴儿潮一代（出生于 1946 年至 1964 年） \n- X 世代（出生于 1965 年至 1980 年） \n- 千禧一代（出生于 1981 年至 1996 年）\n\n**婴儿潮一代拥有超过一半的财富**\n\n婴儿潮一代通常被认为是时机最幸运的一代之一。\n\n他们大多数人没有经历过战争，并且受益于利率下降、股市繁荣、全球货币扩张和高收入推动下的强劲经济增长。因此，这一群体的财富从 1990 年的 4.5 万亿美元增长至 2023 年的 76.2 万亿美元。\n\n### 各世代财富变化（单位：万亿美元）\n| 年份 | 沉默一代 | 婴儿潮一代 | X 世代 | 千禧一代 |\n|------|----------|------------|-------|-----------|\n| 1990 | 17.3T | 4.5T | 0.2T | 0 |\n| 1995 | 19.9T | 8.6T | 0.6T | 0 |\n| 2000 | 22.8T | 17.0T | 2.2T | 0 |\n| 2005 | 27.1T | 29.2T | 5.2T | 0.3T |\n| 2010 | 21.6T | 34.4T | 6.0T | 0.5T |\n| 2015 | 21.4T | 48.4T | 13.0T | 1.9T |\n| 2020 | 19.3T | 66.2T | 31.3T | 7.2T |\n| 2023 | 19.7T | 76.2T | 37.8T | 13.5T |\n\n与此同时，X 世代在美国财富中的占比从 2013 年的 15% 上升至 2023 年的 26%。相比之下，由于大多数沉默一代成员如今已超过 80 岁，他们的财富份额从 1990 年的 79% 下降至 2024 年的 13%。\n\n与“破产世代”的标签相反，千禧一代打破了外界预期。他们在新冠疫情后积累了历史性的财富，在 40 岁时所拥有的财富超过了前几代人。从 1990 年到 2023 年，千禧一代在美国财富中所占比例从微不足道的 1.4% 跃升至令人看好的 9.2%。","cooked":"

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代际净财富分布

2023 年，尽管美国婴儿潮一代仅占总人口的 20%，但他们却拥有该国 52% 的净财富。

根据美联储的数据，下图展示了从 1990 年至 2023 年美国不同世代之间的财富分布情况。

世代按照出生年份划分：

沉默一代（出生于 1946 年之前）
婴儿潮一代（出生于 1946 年至 1964 年）
X 世代（出生于 1965 年至 1980 年）
千禧一代（出生于 1981 年至 1996 年）

婴儿潮一代拥有超过一半的财富

婴儿潮一代通常被认为是时机最幸运的一代之一。

他们大多数人没有经历过战争，并且受益于利率下降、股市繁荣、全球货币扩张和高收入推动下的强劲经济增长。因此，这一群体的财富从 1990 年的 4.5 万亿美元增长至 2023 年的 76.2 万亿美元。

各世代财富变化（单位：万亿美元）

\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n

年份	沉默一代	婴儿潮一代	X 世代	千禧一代
1990	17.3T	4.5T	0.2T	0
1995	19.9T	8.6T	0.6T	0
2000	22.8T	17.0T	2.2T	0
2005	27.1T	29.2T	5.2T	0.3T
2010	21.6T	34.4T	6.0T	0.5T
2015	21.4T	48.4T	13.0T	1.9T
2020	19.3T	66.2T	31.3T	7.2T
2023	19.7T	76.2T	37.8T	13.5T

与此同时，X 世代在美国财富中的占比从 2013 年的 15% 上升至 2023 年的 26%。相比之下，由于大多数沉默一代成员如今已超过 80 岁，他们的财富份额从 1990 年的 79% 下降至 2024 年的 13%。

与“破产世代”的标签相反，千禧一代打破了外界预期。他们在新冠疫情后积累了历史性的财富，在 40 岁时所拥有的财富超过了前几代人。从 1990 年到 2023 年，千禧一代在美国财富中所占比例从微不足道的 1.4% 跃升至令人看好的 9.2%。

\n","createdAt":"2025-06-11 12:50:36.611851","updatedAt":"2025-06-11 12:50:36.611851","replyToPostNumber":null,"replyCount":0,"likeCount":0,"wordCount":565,"liked":false,"bookmarked":false,"polls":[],"reactions":[],"wiki":false,"version":1,"publicVersion":1,"deletedAt":null,"isAnonymous":false,"user":{"id":4668,"username":"IO","name":null,"avatarUrl":"/uploads/image/86/f2/86f267c0aaa73835a999b7cc3a7e7a701605574eda9a2c2a56f5ddbbba64d1a9.avif","admin":true,"moderator":false,"signatureRaw":"","signatureCooked":null}},{"id":56103,"postNumber":12,"raw":"![image|401x500](/uploads/image/2d/03/2d03343896d00b04f829276f6b0422a852673ce9ce986cb88fad0075d1ef3c04.avif)\n\n美国各州非法移民分布","cooked":"

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美国各州非法移民分布

\n","createdAt":"2025-06-11 12:54:22.969584","updatedAt":"2025-06-11 12:54:22.969584","replyToPostNumber":null,"replyCount":0,"likeCount":0,"wordCount":11,"liked":false,"bookmarked":false,"polls":[],"reactions":[],"wiki":false,"version":1,"publicVersion":1,"deletedAt":null,"isAnonymous":false,"user":{"id":4668,"username":"IO","name":null,"avatarUrl":"/uploads/image/86/f2/86f267c0aaa73835a999b7cc3a7e7a701605574eda9a2c2a56f5ddbbba64d1a9.avif","admin":true,"moderator":false,"signatureRaw":"","signatureCooked":null}},{"id":56104,"postNumber":13,"raw":"为什么润美国？\n\n![image|292x500](/uploads/image/c9/46/c94657bdc89714fd748306f409c237b97676a8a5236d2e65ba852939740e57ed.avif)","cooked":"

为什么润美国？

$\"image\"$

\n","createdAt":"2025-06-11 12:54:59.681994","updatedAt":"2025-06-11 12:54:59.681994","replyToPostNumber":null,"replyCount":1,"likeCount":0,"wordCount":8,"liked":false,"bookmarked":false,"polls":[],"reactions":[],"wiki":false,"version":1,"publicVersion":1,"deletedAt":null,"isAnonymous":false,"user":{"id":4668,"username":"IO","name":null,"avatarUrl":"/uploads/image/86/f2/86f267c0aaa73835a999b7cc3a7e7a701605574eda9a2c2a56f5ddbbba64d1a9.avif","admin":true,"moderator":false,"signatureRaw":"","signatureCooked":null}},{"id":56106,"postNumber":14,"raw":"![image|690x288](/uploads/image/05/aa/05aae61c610693d45a5d336e678a51b13ddcba7f1173d062e9918bffaa5fa522.avif)\n\n中国人润美主要是学习\n幽墨老黑主要是为了工作","cooked":"

$\"image\"$

中国人润美主要是学习
\n幽墨老黑主要是为了工作

\n","createdAt":"2025-06-11 12:56:08.196844","updatedAt":"2025-06-11 12:56:08.196844","replyToPostNumber":13,"replyCount":0,"likeCount":0,"wordCount":22,"liked":false,"bookmarked":false,"polls":[],"reactions":[],"wiki":false,"version":1,"publicVersion":1,"deletedAt":null,"isAnonymous":false,"user":{"id":4668,"username":"IO","name":null,"avatarUrl":"/uploads/image/86/f2/86f267c0aaa73835a999b7cc3a7e7a701605574eda9a2c2a56f5ddbbba64d1a9.avif","admin":true,"moderator":false,"signatureRaw":"","signatureCooked":null}},{"id":56110,"postNumber":15,"raw":"In **1965**, the U.S. updated its immigration laws, removing a national origins quota system with regional caps and preferences “emphasizing family reunification and skilled immigrants.” \n\n![image|690x379](/uploads/image/1d/34/1d347f83236af11abb64c265359d4e4b7eaa18387a81b537581f92ba5e719fd5.avif)","cooked":"

In 1965, the U.S. updated its immigration laws, removing a national origins quota system with regional caps and preferences “emphasizing family reunification and skilled immigrants.”

$\"image\"$

\n","createdAt":"2025-06-11 13:00:28.931017","updatedAt":"2025-06-11 13:00:28.931017","replyToPostNumber":null,"replyCount":0,"likeCount":0,"wordCount":26,"liked":false,"bookmarked":false,"polls":[],"reactions":[],"wiki":false,"version":1,"publicVersion":1,"deletedAt":null,"isAnonymous":false,"user":{"id":4668,"username":"IO","name":null,"avatarUrl":"/uploads/image/86/f2/86f267c0aaa73835a999b7cc3a7e7a701605574eda9a2c2a56f5ddbbba64d1a9.avif","admin":true,"moderator":false,"signatureRaw":"","signatureCooked":null}},{"id":56117,"postNumber":16,"raw":"代际消费偏好差异\n\n![image|584x500](/uploads/image/ef/f6/eff618b40e65cf3442eebc783c814bd33764806fe159646b930b3b527d7cab29.avif)\n\n\n\n\n\t\n\n\n\n\n\t\n\n\n\t\n\n\n\t\n\n\n\t\n\n\n\t\n\n\n

Generation	Birth Year Range	Average Annual Expenditure (2021)
Silent	1945 or earlier	$44,683
Boomers	1946 to 1964	$62,203
Generation X	1965 to 1980	$83,357
Millennials	1981 to 1996	$69,061
Generation Z	1997 or later	$41,636

\n\n\n在房子上消费基本都是 35% 左右\n\n\n\n\n\t\n\n\n\n\n\t\n\n\n\t\n\n\n\t\n\n\n\t\n\n\n\t\n\n\n

Generation	Average Spend on Housing (2021)	% of Total Spend
Silent (1945 or earlier)	$16,656	37.3%
Boomers (1946 to 1964)	$21,273	34.2%
Generation X (1965 to 1980)	$26,385	31.7%
Millennials (1981 to 1996)	$24,052	34.8%
Generation Z (1997 or later)	$15,449	37.1%

\n\n\n年轻人是最没有娱乐消费的，因为更喜欢刷视频\n\n\n\n\n\t\n\n\n\n\n\t\n\n\n\t\n\n\n\t\n\n\n\t\n\n\n\t\n\n\n

Generation	Average Spend on Entertainment (2021)	% of Total Spend
Silent (1945 or earlier)	$2,027	4.5%
Boomers (1946 to 1964)	$3,476	5.6%
Generation X (1965 to 1980)	$4,694	5.6%
Millennials (1981 to 1996)	$3,457	5.0%
Generation Z (1997 or later)	$1,693	4.1%

\n\n医疗消费\n\n\n\n\n\t\n\n\n\n\n\t\n\n\n\t\n\n\n\t\n\n\n\t\n\n\n\t\n\n\n

Generation	Average Spend on Healthcare (2021)	% of Total Spend
Silent (1945 or earlier)	$7,053	15.8%
Boomers (1946 to 1964)	$6,594	10.6%
Generation X (1965 to 1980)	$5,550	6.7%
Millennials (1981 to 1996)	$4,026	5.8%
Generation Z (1997 or later)	$1,354	3.3%

","cooked":"

代际消费偏好差异

$\"image\"$

\n\n\n\n\t\n\n\n\n\n\t\n\n\n\t\n\n\n\t\n\n\n\t\n\n\n\t\n\n\n

Generation	Birth Year Range	Average Annual Expenditure (2021)
Silent	1945 or earlier	$44,683
Boomers	1946 to 1964	$62,203
Generation X	1965 to 1980	$83,357
Millennials	1981 to 1996	$69,061
Generation Z	1997 or later	$41,636

在房子上消费基本都是 35% 左右

\n\n\n\n\t\n\n\n\n\n\t\n\n\n\t\n\n\n\t\n\n\n\t\n\n\n\t\n\n\n

Generation	Average Spend on Housing (2021)	% of Total Spend
Silent (1945 or earlier)	$16,656	37.3%
Boomers (1946 to 1964)	$21,273	34.2%
Generation X (1965 to 1980)	$26,385	31.7%
Millennials (1981 to 1996)	$24,052	34.8%
Generation Z (1997 or later)	$15,449	37.1%

年轻人是最没有娱乐消费的，因为更喜欢刷视频

\n\n\n\n\t\n\n\n\n\n\t\n\n\n\t\n\n\n\t\n\n\n\t\n\n\n\t\n\n\n

Generation	Average Spend on Entertainment (2021)	% of Total Spend
Silent (1945 or earlier)	$2,027	4.5%
Boomers (1946 to 1964)	$3,476	5.6%
Generation X (1965 to 1980)	$4,694	5.6%
Millennials (1981 to 1996)	$3,457	5.0%
Generation Z (1997 or later)	$1,693	4.1%

医疗消费

\n\n\n\n\t\n\n\n\n\n\t\n\n\n\t\n\n\n\t\n\n\n\t\n\n\n\t\n\n\n

Generation	Average Spend on Healthcare (2021)	% of Total Spend
Silent (1945 or earlier)	$7,053	15.8%
Boomers (1946 to 1964)	$6,594	10.6%
Generation X (1965 to 1980)	$5,550	6.7%
Millennials (1981 to 1996)	$4,026	5.8%
Generation Z (1997 or later)	$1,354	3.3%

","createdAt":"2025-06-11 13:08:16.104508","updatedAt":"2025-06-11 13:08:16.104508","replyToPostNumber":null,"replyCount":1,"likeCount":0,"wordCount":348,"liked":false,"bookmarked":false,"polls":[],"reactions":[],"wiki":false,"version":1,"publicVersion":1,"deletedAt":null,"isAnonymous":false,"user":{"id":4668,"username":"IO","name":null,"avatarUrl":"/uploads/image/86/f2/86f267c0aaa73835a999b7cc3a7e7a701605574eda9a2c2a56f5ddbbba64d1a9.avif","admin":true,"moderator":false,"signatureRaw":"","signatureCooked":null}},{"id":56118,"postNumber":17,"raw":"哈哈，大家都不喜欢读书啊","cooked":"

哈哈，大家都不喜欢读书啊

\n","createdAt":"2025-06-11 13:11:51.045524","updatedAt":"2025-06-11 13:11:51.045524","replyToPostNumber":16,"replyCount":0,"likeCount":0,"wordCount":12,"liked":false,"bookmarked":false,"polls":[],"reactions":[],"wiki":false,"version":1,"publicVersion":1,"deletedAt":null,"isAnonymous":false,"user":{"id":4668,"username":"IO","name":null,"avatarUrl":"/uploads/image/86/f2/86f267c0aaa73835a999b7cc3a7e7a701605574eda9a2c2a56f5ddbbba64d1a9.avif","admin":true,"moderator":false,"signatureRaw":"","signatureCooked":null}},{"id":56125,"postNumber":18,"raw":"https://xjtu.app/t/topic/11884\n\n> 在过去，出生率下降原因在于一对夫妻生的后代数量变少（夭折率下降）在现在，出生率下降原因在于更少的夫妻\n\n一种解答：\n- 穷的地方尚未工业化，夭折率非常高，需要大量生育维持人口平衡\n- 若突然开始工业化，需要大量的劳动力，夭折率同时降低，人口开始迅速增长\n- 完成工业化，全社会 ROI 迅速下降，市场不再需要过量人口，同时到达债务去杠杆时刻，出现大量破产和失业，人口开始下滑，迈入老龄化社会\n\n在均衡态环境能留下后代是非常小概率的事件，过去高出生率是由高死亡率驱动的，现在人类进入精灵状态，低出生率低死亡率","cooked":"\n

\n
在过去，出生率下降原因在于一对夫妻生的后代数量变少（夭折率下降）在现在，出生率下降原因在于更少的夫妻
\n

一种解答：

穷的地方尚未工业化，夭折率非常高，需要大量生育维持人口平衡
若突然开始工业化，需要大量的劳动力，夭折率同时降低，人口开始迅速增长
完成工业化，全社会 ROI 迅速下降，市场不再需要过量人口，同时到达债务去杠杆时刻，出现大量破产和失业，人口开始下滑，迈入老龄化社会

在均衡态环境能留下后代是非常小概率的事件，过去高出生率是由高死亡率驱动的，现在人类进入精灵状态，低出生率低死亡率

\n","createdAt":"2025-06-11 13:30:31.320216","updatedAt":"2025-06-11 13:30:31.320216","replyToPostNumber":5,"replyCount":0,"likeCount":0,"wordCount":241,"liked":false,"bookmarked":false,"polls":[],"reactions":[],"wiki":false,"version":1,"publicVersion":1,"deletedAt":null,"isAnonymous":false,"user":{"id":4668,"username":"IO","name":null,"avatarUrl":"/uploads/image/86/f2/86f267c0aaa73835a999b7cc3a7e7a701605574eda9a2c2a56f5ddbbba64d1a9.avif","admin":true,"moderator":false,"signatureRaw":"","signatureCooked":null}},{"id":56204,"postNumber":19,"raw":"![image|690x385](/uploads/image/0f/32/0f32a6b93ba8d7dda80f96bb6f77921d8c1f647d7f04b32799bfe2ca5e9a0ac5.avif)\n\nx 投票，非法墨西哥移民和合法印度移民，美国人更偏好前者","cooked":"

$\"image\"$

x 投票，非法墨西哥移民和合法印度移民，美国人更偏好前者

\n","createdAt":"2025-06-12 03:05:28.702975","updatedAt":"2025-06-12 03:05:28.702975","replyToPostNumber":null,"replyCount":0,"likeCount":0,"wordCount":28,"liked":false,"bookmarked":false,"polls":[],"reactions":[],"wiki":false,"version":1,"publicVersion":1,"deletedAt":null,"isAnonymous":false,"user":{"id":4668,"username":"IO","name":null,"avatarUrl":"/uploads/image/86/f2/86f267c0aaa73835a999b7cc3a7e7a701605574eda9a2c2a56f5ddbbba64d1a9.avif","admin":true,"moderator":false,"signatureRaw":"","signatureCooked":null}},{"id":56211,"postNumber":20,"raw":"连印度生育率都破 2 了，事实证明人类数量已到达瓶颈。","cooked":"

连印度生育率都破 2 了，事实证明人类数量已到达瓶颈。

\n","createdAt":"2025-06-12 03:38:41.704806","updatedAt":"2025-06-12 03:38:41.704806","replyToPostNumber":null,"replyCount":0,"likeCount":0,"wordCount":25,"liked":false,"bookmarked":false,"polls":[],"reactions":[],"wiki":false,"version":1,"publicVersion":1,"deletedAt":null,"isAnonymous":false,"user":{"id":346,"username":"hoist","name":null,"avatarUrl":"/uploads/image/0d/cd/0dcdf69d213b6798002779ad4b729567cd4d889ee4a56c07a8c4454e8b563219.avif","admin":false,"moderator":false,"signatureRaw":null,"signatureCooked":null}}],"hasMore":true,"lastReadPostNumber":1,"hasUrlPostNumber":false}